What is the local currency in Malmö, and is card payment widely accepted?

The currency in Malmö, like the rest of Sweden, is the Swedish Krona (SEK). You'll find Sweden to be one of the most cashless societies globally, so credit and debit cards (Visa, Mastercard, American Express) are universally accepted – from cafes to public transport and even small shops. While carrying a small amount of SEK for unforeseen circumstances isn't a bad idea, you'll rarely need physical cash for your daily transactions in Malmö.